Deposits
Regular Checking:
Limitations: You must deposit $100.00 to open this account.
Account
Fees: If your minimum monthly balance is $199.99 or less your service charge will be $10.00 per month and a
$.25 per debit charge will be assessed for each debit over 35 debits. If your minimum monthly balance is between
$200.00 to $399.99 your service charge will be $8.00 and a $.25 per debit charge will be assessed for each debit
over 35 debits. If your minimum monthly balance is between $400.00 to $499.99 your service charge will be $6.00 and
a $.25 per debit charge will be assessed for each debit over 35 debits. If your minimum monthly balance is $500.00
or greater there will be no service charge or per debit charge. No monthly service charge for students. No monthly
service charge for non-profit organizations. No monthly service charge for military and reservist.
Econo. Checking:
Limitations: You must deposit $100.00 to open this account.
Account
Fees: A service charge of $4.00 will be assessed per month. A $.25 per debit will be charged per debit.
Money Market Account:
Rate Information: This Account is an interest-bearing account. The interest
rate on the account is 0.15% with an annual percentage yield of 0.15%. The interest rate and annual percentage yield
may change. At our discretion, we may change the interest rate on the account. Interest begins to accrue on the
business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be
credited to the account monthly. If the account is closed before interest is credited, you will not receive the
accrued interest.
Balance Information: We use the daily balance method to calculate the
interest on the account. This method applies a daily periodic rate to the principal in the account each day. You
must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage
yield.
Limitations: You must deposit $2,500.00 to open this account. You may make six (6)
transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or
telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar
order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals
made in person, by messenger, by mail or at an ATM are unlimited. If you exceed the allowable number of transactions
you will be charged $.15 for each debit over the allowable number and you will be notified that the interest
privileges will be revoked if there are excessive transactions the following month.
Account Fees:
If the minimum monthly balance falls below $2,500.00 your account will continue to earn interest at the
regular rate, however you will be charged a $10.00 service charge plus a $.15 per debit charge.
SuperNow Account:
Rate Information: This Account is an interest-bearing account. The interest
rate on the account is 0.10% with an annual percentage yield of0.10%. The interest rate and annual percentage yield
may change. At our discretion, we may change the interest rate on the account at institution's discretion.
Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be
compounded monthly and will be credited to the account monthly. If the account is closed before interest is
credited, you will not receive the accrued interest.
Balance Information: We use the daily
balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal
in the account each day.
Limitations: You must deposit $1,000.00 to open this
account.
Account Fees: If the minimum monthly balance falls below $1,000.00 your account
will continue to earn interest at the regular rate, however you will be charged a $10.00 service charge plus a $.15
per debit charge.
Savings Account:
Limitations: You must deposit $50.00 to open this account.You may make six
(6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or
telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar
order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals
made in-person, by messenger, by mail or at an ATM are unlimited. If you exceed the allowable number of transactions
you will be charged $3.00 for each debit over the allowable number.
Certificate of Deposit:
Contact you local branch for a list of current products and rates.
INDIVIDUAL
RETIREMENT ACCOUNTS
You may put your IRA funds in the following account: 18
MONTH IRA
loans
FLEXIBLE TERMS. COMPETITIVE RATES. TRANSFORMATIVE APPROACH.
The Cleo State Bank understands that flexible financing is critical to your operation’s success. Discover how our variety of Land Secured Loans and Agricultural Land purchase loans can be structured to coincide with your operational needs. Whether you’re a cross-generational farmer looking to expand your ag operation or an outdoor enthusiast in search of the ideal recreational property—The Cleo State Bank is ready to let Land work for you.
LOOKING TO EXPAND?
Use Land to secure financing to increase your profit capacity and build upon the legacy of your family farm operation that will live on for future generations.
LOOKING TO INVEST IN RECREATIONAL LAND?
Looking to buy recreational Land? As a limited resource, Rural Land is an asset that builds value over time. Learn how we can help you finance your next Land purchase.
LOOKING TO TRANSITION FROM LESSEE TO LAND OWNER?
Nearly half of agricultural land in the U.S. is rented or leased. Go from lessee to landowner with financing programs from The Cleo State Bank tailored to meet your needs.
CONTACT US TODAY!
WWW.THECLEOSTATEBANK.COM
CLEO SPRINGS-MENO-CARMEN-JET
580-438-2223
Managers@cleostatebank.com
MEMBER FDIC
All offers are W.A.C.
~with approved credit~
Types of Loans:
- Consumer Loans
- Commercial Loans
- Agricultural Loans
For
information on loans and loan rates contact your local loan officer:
Cleo:
James
Fuzzell II (580)438-2223
Carmen:
Pat Fuzzell (580) 776-2257
Jet:
Sierra Coe & Madison Dunavant (580) 626-4434
Meno:
Lisa Fuzzell & Forrest Michael (580) 776-2257
Other Accounts and Info
Safe Deposit Boxes:
Contact you local branch for a list of all sizes and
prices
Check Card/ Debit Cards:
For lost or stolen cards contact 1-800-523-4175
